Later Life Planning & Equity Release

Date Published 13 May 2020

If you are a homeowner, your property may be worth more than you think!
There is a way to use your property to enable you to receive a Tax free cash lump sum, or even to draw an income from, with absolutely no commitment of repayments in your lifetime.
It really isn't too good to be true.

If you're over the age of 55 then you may be eligible for an Equity Release Mortgage.
An Equity Release Lifetime Mortgage allows you to generate cash from the value of your home in the form of a tax-free lump sum or by drawing smaller instalments as and when you need them. The cash can be spent on anything you want without restriction and there is no requirement to pay interest, rent, etc during your ownership of the property.

Costs can be varied and range from opting to make no repayments and let the interest 'roll-up', pay back limited amounts of the capital, to paying back the interest, whatever suits your needs.
If you plan to leave your house to your children, Equity Release is a great way to release some money for them now, when they may be able to make better use of it and you can actually see them benefit from it. Whether it be for a house deposit, first child, medical expenses or just to help with their financial situation, equity release can make it happen.

Using Equity Release can enhance your life and the lives of those around you today.
NB. We understand that everyone's needs, and circumstances differ. Equity release may not be right for everyone, but why not contact us for a free initial consultation to find out If it can work for you.

We are happy to meet face to face in our office or at your home or we can set up a phone call / video call if you would prefer.

Please either call us on 01865 959099 or email us at

We look forward to hearing from you. Please keep safe in these uncertain times and contact us if you need any assistance with regards to this matter or any other services that we offer, which include : Mortgages, Property Planning, Property Development, Protection Insurance, Buildings & Contents Insurance, Wills, Trusts & Powers of Attorneys
Equity Release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.

Vanmark Financial Services is a trading style of Mark Taylor, who is an Appointed Representative of New Leaf Distribution Ltd. Who are authorised and regulated by the Financial Conduct Authority. Number 460421